Stop paying someone else’s mortgage. The COHA Group’s Pathway Home Program helps Polk County renters — even those with credit challenges — become proud homeowners in Central Florida.
Free, no-obligation consultation — we’ll find your best path to ownership.
The Pathway Home Program was built for people who thought homeownership was out of reach. If any of these sound like you, we can help.
Tired of rent increases with nothing to show for it? We’ll show you how your monthly payment could be building equity instead.
Scores as low as 580 may still qualify. We work with lenders who specialize in helping buyers rebuild and move forward.
Florida has millions in grant funding available. We’ll connect you with down payment assistance you didn’t know existed.
Teachers, nurses, firefighters, law enforcement and veterans get priority access to the Florida Hometown Heroes program.
Not quite ready for a traditional mortgage? Our rent-to-own pathways let you move in now and buy when you’re ready.
Never bought before? Perfect. We walk you through every step from pre-qualification to the day you get your keys.
We guide you through every step so there are no surprises — just a clear road from where you are to where you want to be.
We review your current situation, goals, and budget — completely free. No pressure, no obligation.
We identify every grant, assistance program, and financing option you qualify for — including Hometown Heroes and state DPA programs.
Our lending partners work with all credit profiles. We’ll match you with the right lender for your specific situation.
Browse homes across Polk County — Winter Haven, Lakeland, Auburndale, Haines City, and more — within your budget.
We handle the paperwork, negotiations, and logistics so you can focus on planning your move-in day.
We combine multiple programs and resources to maximize what’s available to you.
“I had been renting in Winter Haven for 8 years and thought I’d never qualify. Chad’s team found me a down payment grant and I closed in 45 days. I still can’t believe I own my home.”
“As a nurse, I qualified for Hometown Heroes and got $25,000 toward my down payment. The COHA Group walked me through every step. I moved into my Lakeland home last spring.”
“My credit was 591 and I had no savings. They started me on a rent-to-own in Auburndale, helped me rebuild my credit, and 18 months later I officially own my house. Life-changing.”
A free 15-minute call with our team could change everything. We’ll tell you exactly what programs you qualify for and what your next step is.
Find out which programs you qualify for — no obligation.